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SBA Small Business Disaster Assistance

Check out the SBA website for a good, free, online course on how to apply for small business disaster assistance if your business has been damaged.  There are numerous steps to go through, so being prepared in advance will help you qualify more quickly. Important preparations include photo-documenting your assets, reviewing insurance coverages, updating employee contact info, and keeping financials (including receivables and payables lists) up-to-date.  You may need to provide personal financial information and copies of personal/business tax returns.  Copies of these items, plus other vital information, should be kept off-site in case you cannot enter the business location or the records are destroyed.  Keep in mind that the SBA only provides loans, not grants, and the requirements can be strict.  You must be credit-worthy and may need to provide collateral as well.

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